This no-sugar carrot cake is built for real life: it’s quick to mix, bakes in one 9×13 pan, and uses fruit (applesauce and banana) and a touch of coconut oil instead of refined sugar. It’s a good choice when you want a moist, lightly spiced cake that’s not overly sweet and that stores well for a few days.
The payoff is straightforward — tender crumb, warm spice, and a tangy cream cheese-style frosting without added sugar. It’s suitable for batch baking, packing into lunches, or serving at a casual get-together where you want something balanced and uncomplicated. For a slightly different format I also have an oven-baked no-sugar carrot cake variation worth checking.
Why This Recipe Works
- Fruit-forward sweetness: applesauce and mashed banana provide enough natural sweetness and moisture so the cake stays tender without refined sugar.
- Balanced spice: a modest amount of cinnamon, nutmeg, and cloves gives aroma and warmth without overwhelming the carrot flavor.
- Texture payoff: two cups of grated carrots keep the crumb dense but not gummy; the batter bakes into a tender, sliceable sheet cake.
- One-pan simplicity: baked in a single 9×13 pan for minimal cleanup and easy portioning for lunches or snack boxes.
- Reliable frosting swap: cream cheese combined with applesauce keeps a classic tang while avoiding added sugar and thinning the frosting to a spreadable consistency.
- Meal-prep friendly: slices hold their shape in the fridge and reheat gently without drying out.
Quick Kitchen Note
I reach for this cake when I want something that feels like a treat but won’t add extra work or a long ingredient list — the applesauce does double duty as sweetener and binder, so the batter comes together fast and handles a little extra mixing without collapsing.
What It Tastes Like
This cake tastes gently sweet and warmly spiced, with the natural fruit flavors of applesauce and banana underlying the carrot and nut notes. The crumb is moist and tender rather than airy, the frosting adds a cool, tangy finish, and the overall balance leans toward comfort rather than cloying sweetness.
Ingredients
The core players here are the fruit (applesauce + banana) for sweetening and moisture, grated carrots for texture, and a light spice mix for balance. The frosting is a simple cream cheese base thinned with applesauce so it spreads easily.
- 2 cups all-purpose flour
- 2 teaspoons baking soda
- 1 teaspoon ground cinnamon
- 1/2 teaspoon ground nutmeg
- 1/4 teaspoon ground cloves
- 1/2 teaspoon salt
- 1 cup unsweetened applesauce
- 1/2 cup mashed ripe bananas (about 2 medium bananas)
- 1/4 cup melted coconut oil
- 2 large eggs
- 1 teaspoon vanilla extract
- 2 cups grated carrots (about 3-4 medium carrots)
- 1/2 cup chopped walnuts or pecans (optional)
- 8 ounces cream cheese (softened)
- 1/4 cup unsweetened applesauce (for frosting)
- 1 teaspoon vanilla extract (for frosting)
Step-by-Step Instructions
- Preheat and prepare: Preheat the oven to 350°F (175°C). Grease and lightly flour a 9×13 inch baking pan, tapping out excess flour so the cake releases cleanly.
- Mix dry ingredients: In a large bowl, whisk together the 2 cups all-purpose flour, 2 teaspoons baking soda, 1 teaspoon ground cinnamon, 1/2 teaspoon ground nutmeg, 1/4 teaspoon ground cloves, and 1/2 teaspoon salt until evenly combined — you want an even spice distribution.
- Combine wet ingredients: In a separate bowl, whisk the 1 cup unsweetened applesauce, 1/2 cup mashed ripe bananas, 1/4 cup melted coconut oil, 2 large eggs, and 1 teaspoon vanilla extract until smooth and glossy.
- Bring wet and dry together: Pour the wet mixture into the dry mix and stir gently until just combined. The batter should be thick but pourable — stop when you no longer see dry streaks to avoid a tough cake.
- Fold in carrots and nuts: Fold in the 2 cups grated carrots and 1/2 cup chopped walnuts or pecans (if using) until evenly distributed. The batter will look slightly stringy from the carrots.
- Bake: Spread the batter evenly into the prepared pan. Bake for 30–35 minutes. The cake is done when the top is set, lightly springy to the touch, and a wooden skewer inserted in the center comes out clean or with just a few moist crumbs.
- Cool briefly then finish: Let the cake cool in the pan for 10 minutes (this firms the structure), then invert onto a wire rack to cool completely.
- Make the frosting: Beat together 8 ounces softened cream cheese, 1/4 cup unsweetened applesauce, and 1 teaspoon vanilla extract until smooth and slightly glossy. If it looks too loose, chill briefly; if too thick, add a teaspoon of applesauce at a time.
- Frost and serve: Spread the frosting over the fully cooled cake. For neat slices, chill the frosted cake for 20–30 minutes to set before cutting.
Common Mistakes to Avoid
- Overmixing the batter: keeps the cake from getting tough — stop when dry streaks disappear.
- Adding too many carrots: more than 2 cups can make the cake heavy or wet; measure or loosely pack grated carrots for consistency.
- Frosting a warm cake: doing so will melt the frosting into the crumb — wait until the cake is completely cool.
- Skipping the 10-minute rest in the pan: removing it immediately can cause the cake to fall apart; a short rest stabilizes it.
Variations and Swaps
- Nuts: swap walnuts for pecans or omit entirely for nut-free serving; add 1/4 cup raisins if you like a chewier texture.
- Oil: substitute neutral oil (canola or vegetable) for melted coconut oil if you prefer a less-coconutty background.
- Frosting: for a lighter finish, use plain Greek yogurt (strained) mixed with cream cheese — keep the applesauce for sweetness but reduce to 1–2 tablespoons. For other sugar-free formats see my bakery-style sugar-free carrot cake notes.
Serving Suggestions
Serve slices with a cup of plain yogurt or a side of fresh fruit for breakfast-style portions, or plate with a simple latte for afternoon guests. It also pairs well with a scoop of unsweetened whipped coconut cream for a dairy-free touch.

Storage and Meal Prep
Store the frosted cake in an airtight container in the fridge for up to 4 days. If you need to store unfrosted cake, cover tightly at room temperature for 1–2 days or freeze uncut slices wrapped in plastic and foil for up to 2 months; thaw in the fridge before frosting. For transport, store frosting separately and spread just before serving for the neatest presentation. For alternative make-ahead sugar-free cakes see my flourless sugar-free carrot cake guide.

FAQs
Q: Can I make this cake in a round pan?
A: Yes — baking time will change. A 9-inch round will need more time; test with a skewer and watch for a clean result. The original recipe is calibrated for 9×13 for even thickness.
Q: Can I omit the banana?
A: You can, but banana helps texture and sweetness. If omitted, increase applesauce by about 1/4 cup to maintain moisture.
Q: Will the frosting stay firm?
A: The cream cheese–applesauce frosting will be slightly softer than a sugar-based frosting. Chill for 20–30 minutes to firm before slicing.
Q: Can I freeze the frosted cake?
A: Freezing frosted cream cheese cakes can change texture. Freeze unfrosted slices and add frosting after thawing for best results.
Final Tip
Grate the carrots on the medium side of your grater — very fine shreds can disappear into the crumb and very large shreds can make the cake uneven. Medium shreds give the best texture and ensure even baking.
Conclusion
If you want more sugar-free carrot cake ideas, compare this version with other approaches like the Sugar Free Carrot Cake for different sweetener strategies. For a recipe with a slightly different ingredient balance and texture, check the Healthy Carrot Cake Recipe – A Sweet Pea Chef for inspiration. And if you’re troubleshooting moistness, this Healthy Carrot Cake (perfectly moist!) – Hummusapien has useful notes on keeping carrot cakes tender.

No Sugar Carrot Cake
Ingredients
Method
- Preheat the oven to 350°F (175°C). Grease and lightly flour a 9×13 inch baking pan.
- In a large bowl, whisk together the flour, baking soda, cinnamon, nutmeg, cloves, and salt until evenly combined.
- In a separate bowl, whisk the applesauce, mashed bananas, melted coconut oil, eggs, and vanilla extract until smooth.
- Pour the wet mixture into the dry mix and stir gently until just combined, avoiding overmixing.
- Fold in the grated carrots and nuts (if using) until evenly distributed.
- Spread the batter evenly into the prepared pan and bake for 30–35 minutes. The cake is done when a skewer inserted in the center comes out clean.
- Let the cake cool in the pan for 10 minutes, then invert onto a wire rack to cool completely.
- Beat together the cream cheese, applesauce, and vanilla extract until smooth.
- Spread the frosting over the fully cooled cake. Chill for 20–30 minutes to set before cutting.